HOME EQUITY LOAN

Designed for instant access to funding and to eliminate the re-application process for credit when funds are needed, an equity line of credit allows a landowner to borrow against their home's equity.

An equity line of credit is for financially secure members who either have:

• A fluctuating flow of cash month to month.
• A need to make unplanned expenditures on a moment's notice such as home renovation projects.

For equity lines of credit, interest rates are lower than a personal loan. Like regular lines of credit, equity lines of credit only charge for the number of days you use the credit, and there is no monthly maintenance fee.