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MASTERCARD
Credit Union MasterCard
There are some things money can’t buy.
For everything else there’s MasterCard.
Dauphin Plains Credit Union members can choose from a suite of card products from MasterCard®, one of the most accepted credit cards in the world.
EVERY Credit Union MasterCard cardholder enjoys these core features:
- World-wide global acceptance serving consumers in 210 countries and territories
- The MasterCard/Cirrus ATM network, the largest in the world, giving you immediate access to cash wherever you go.
- 24-hour lost/stolen card assistance (1-800-567-8111 in Canada and continental U.S.A. or 1 (306) 566-1276 (collect) elsewhere
- Emergency cards and emergency cash
- Master RoadAssist® 24-hour roadside assistance:
- 24-hour roadside assistance at pre-set rates
- Toll-free access 1-800-622-1307
- Service is charged to your MasterCard account
- No membership fee
As a MasterCard® credit card cardholder, you’ll also receive the benefit of Zero Liability in the event of the unauthorized use of your MasterCard card. Zero Liability is provided under the following conditions:
- you have an account in good standing, and
- you have exercised reasonable care in safeguarding your card, and
- you have not reported two or more unauthorized events in the past 12 months.
Your Card for Your Needs
Dauphin Plains Credit Union offers a Credit Union MasterCard product for every need.
MasterCard features will sometimes change, so please check with your branch for the most up-to-date information.
No Fee CHOICE REWARDS® MasterCard®
Convenience without cost
Annual Fee: none
Additional Card: no fee
Credit Limit: $1,000 to $50,000
Features:
- Core features as shown above
- MasterTrip® Common Carrier Travel Insurance
- Balance Protection Insurance (optional)
- CHOICE REWARDS® Program:
- No annual fee
- earn 1 point for every $2 charged for retail purchases
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Low Fee MasterCard®
More reasons, more often
Annual Fee: $12.00
Additional Card: no fee
Credit Limit: $1,000 to $50,000
Features:
- Core features as shown above
- Credit Card Registry
- MasterPurchase® Purcahse Protection
- Balance Protection Insurance (optional)
- CHOICE REWARDS® (optional):
- Additional fee of $12.00 per year
- earn 1 point for every $1 charged for retail purchases
- AND…
MasterTrip®
Common Carrier Travel Accident Insurance
- You're covered for up to $100,000 in the event of an accident when you purchase your ticket with your MasterCard
Baggage Delay
- Up to $300 for expenses for emergency purchase of essential items when baggage is delayed or misdirected for more than 24 hours
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Gold MasterCard®
Discover Global Gold
Annual Fee: $96.00
Additional Card: $36.00
Credit Limit: $5,000 to $50,000
Features:
- Core features as shown above
- Out-of-province/out-of-country Travel Health Plan (69 years of age and under)
- MasterPurchase® Purchase Protection
- MasterRental® Car Rental Protection
- MasterLegal® Legal Referrals and Payment Assistance
- Balance Protection Insurance (optional)
- CHOICE REWARDS® (optional):
- Additional fee of $24.00 per year
- earn 1 point for every $1 charged for retail purchases
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Platinum Class® MasterCard®
Because You Can
Annual Fee: $150.00
Additional Card: $40.00
Credit Limit: $7,500 to $50,000
Features:
- Core features as shown above
- Out-of-province/out-of-country Travel Health Plan (69 years of age and under)
- MasterPurchase® Purcahse Protection
- MasterRental® Car Rental Protection
- MasterLegal® Legal Referrals and Payment Assistance
- Balance Protection Insurance (optional)
- AND…
MasterTrip® Platinum
Trip Cancellation Insurance
- Applies if you, a family member, or a travelling companion falls ill, experiences serious injuries or passes on unexpectedly, requiring you to cancel your tickets at the last minute
- Coverage applies to cardholders and your spouse 69 years of age and under, and dependent children travelling with you
- Tickets will be refunded up to $3,000 per account per trip
Accidental Death Insurance
- $1,000 will be paid to your beneficiary if you sustain accidental bodily injury causing death
Common Carrier Travel Accident Insurance
- Up to $500,000 coverage when you purchase your ticket with your MasterCard card
Unexpected Return Home Benefits
- In the event of a death in your immediate family, you are covered for up to $2,000 for return travel
Emergency Assistance Services
- Emergency Cash Transfer
- Lost Document and Ticket Replacement
- Lost Luggage Assistance
- Pre-Trip Information
Platinum Class Rewards
- Earn 2 points* for every dollar charged for retail purchases
- At the time of applying for a new card, transfer a balance from a retail or financial institution credit card and earn one point for every dollar you transfer
- Redeem points for premium merchandise from the Platinum Class Rewards website or for travel through the exclusive Platinum Class Travel Agency at a 1% value (10,000 points = $100 worth of travel)
- If you don't have enough points for an entire trip, you can charge the remainder to your Platinum Class MasterCard card and earn even more points!
- No restrictions on travel:
- Any seat
- Any carrier (airline, cruise, ski package, etc.)
- Any travel time (even during seat sales and blackout periods)
- Any destination
* The amount of Platinum Class Rewards points you may accumulate is limited to 400,000 points per calendar year.
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Student MasterCard®
Go For It!
Annual Fee: no fee
Additional Card: no fee
Credit Limit: $500 to $1,000
Features:
- Core features as shown above
- MasterPurchase® Purcahse Protection
- Balance Protection Insurance (optional)
- CHOICE REWARDS® (optional):
- Additional fee of $24.00 per year
- earn 1 point for every $1 charged for retail purchases
- AND…
MasterTrip®
Common Carrier Travel Accident Insurance
- You're covered for up to $100,000 in the event of an accident when you purchase your ticket with your MasterCard
Baggage Delay
- Up to $300 for expenses for emergency purchase of essential items when baggage is delayed or misdirected for more than 24 hours
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Business MasterCard®
With Your Business In Mind
Annual Fee: $60.00
Additional Card: $25.00
Credit Limit: variable
Features:
- Your choice of two payment methods:
- Consolidated — one main control account with sub-account for each employee
- Individual — individual account for each employee
- Statements mailed directly to each cardholder; additional summary statement for consolidated accounts
- Core features as shown above
- AND…
MasterTrip®
Common Carrier Travel Accident Insurance
- You're covered for up to $500,000 in the event of an accident when you purchase your ticket with your MasterCard
Baggage Delay
- Up to $300 for expenses for emergency purchase of essential items when baggage is delayed or misdirected for more than 24 hours
MasterRental®
When you rent a car with your MasterCard card, you're protected with:
- Collision Damage Waiver Benefit - equivalent to that offered by the car rental company, provided you decline the car rental company's optional Collision Damage Waiver
- Some limitations apply - see the certificate of insurance when you receive your card
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Business
- Negotiable Credit Limit
- Annual fee of $50.00 plus $10 per card
- $100,000 Common Carrier Travel Accident Insurance
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Credit Card Registry
- Register all your credit cards at one location
- If lost or stolen, one call cancels them all
Choice Rewards
Apply for or change your existing MasterCard to a CHOICE Rewards MasterCard and you have the opportunity to reward yourself with fabulous merchandise, travel packages or travel certificates. Start earning points immediately by receiving 1,000 points when you register.
Balance Protection Insurance (Optional)
- Protection if your earnings are affected by job loss, disability, accident, illness or loss of life
- Payment is made on your MasterCard account until you return to work, up to $10,000
- In the event of loss of life, your entire account will be paid off, up to $10,000
- Premium is 90 cents for every $100 of account balance on each billing date. Taxes may apply in certain provinces
MasterPurchase®
- 90-day purchase protection
- Protection against loss, theft and damage for items purchased with your MasterCard card
- Items will be replaced or repaired, or you will be reimbursed the purchase price
- Items given as gifts are also covered
- Some limitations apply - see the certificate of insurance when you receive your card
Extended Warranty
- The manufacturer's warranty is automatically extended for up to two additional years for items purchased with your MasterCard card
- Items must have a valid warranty in Canada
- Some limitations apply - see the certificate of insurance when you receive your card
Out-of-Province/Country Travel Health Plan
- Out-of-Province/Country Medical Insurance
- covers the first 31 days of each trip outside your home province or country
- coverage is up to $1,000,000, and includes:
- hospital and health care professional services
- prescriptions and treatments
- emergency dental care
- transportation and ambulance services
- return home, if required for further medical attention
- friend and family hospital visits
- return of deceased
- Coverage applies to cardholders and your spouse 69 years of age and under, and dependent children travelling with you
- top-up insurance is available for up to 180 days
- Travel Assistance
- 24-hour assistance to:
- confirm coverage and payment
- arrange for medical evaluation
- transfer to another medical facility, if required
- assist in contacting your family or business partner
- Review the certificate of insurance when you receive your card
MasterRental®
When you rent a car with your MasterCard card, you're protected with:
- Collision Damage Waiver Benefit - equivalent to that offered by the car rental company, provided you decline the car rental company's optional Collision Damage Waiver
- Car Rental Accidental Death and Dismemberment Benefits - up to $300,000 per accident
- Personal Effects Benefits - if your rental car is damaged or stolen, any personal effects in the car are covered up to $1,000 per insured person, up to $2,000 per rental period
- Some limitations apply - see the certificate of insurance when you receive your card
MasterLegal®
- Legal Referrals and Payment Assistance - in those countries that the MasterAssist Operations Centre deems safe for travel, you will be assisted in locating a legal advisor, and in paying legal fees up to $5,000 (billable to your MasterCard account, and subject to credit availability)
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