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PERSONAL ACCOUNTS
Personal Account Service Charges

Last Update: June 4, 2010

  MAXIMIZER GOLDEN MAXIMIZER

PREMIUM PLUS PACKAGE ACCOUNT

Used By 19 - 59 Years 60 + Years 19 - 59 Large Volume Transactions
Cheque or Pre-Authorized Debit $ 0.60 N/C N/C
Direct Payment $ 0.40 N/C N/C
Fee Reduction N/C Minimum Monthly Balance < 1 000 N/A N/A
Personalized Cheque Printing Cost Cost Included in Package
Certified Cheques $ 4.00 N/C N/C
Travelers Cheques 1.00 % N/C N/C
Utility Bill Payment $ 1.00 N/C N/C
Telpay Bill Payment $ 0.50 $ 0.50 Included in Package
Package Fee N/A N/A $ 9.95
Stop Payment Fee $ 6.00 $ 6.00 $ 6.00
Overdraft Fee
* per cheque
$ 5.00 $ 5.00 $ 5.00
NSF Returned Cheques $ 25.00 $ 25.00 $ 25.00
Safety Deposit Box $ 24.00 and up $ 18.00 and up 25% off normal charge
Cheque Chargeback N/C N/C N/C
Interest Paid Yes Yes No
1 001 - 5 000 0.10 % 0.10 %
5 001 - 10 000 0.15 % 0.15 %
10 001 + 0.20 % 0.20 %
ATM Withdrawals
Canadian Credit Union $ 0.35 N/C N/C
Other Canadian $ 1.25 $ 1.25 $ 1.25
US Terminals $ 2.50 $ 2.50 $ 2.50
Worldwide $ 2.50 $ 2.50 $ 2.50
Money Orders
Canadian Funds $ 3.00 5 free per month $3.00 each thereafter 5 free per month $3.00 each thereafter
US Funds $ 4.00 5 free per month $4.00 each thereafter 5 free per month $4.00 each thereafter

Please Note:

  • Above fees are subject to change without notice.
  • All overdrafts are charged interest at a rate of 24% per annum.
  • N/C = no charge
  • N/A = not applicable