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  INVESTMENT RATES

Last Update: September 28, 2011

RRSP / RRIF
  Rate Interest Compounded
Variable 0.50% Annually Dec. 31
* RSP - F - Fixed / NR 6 month 0.75% On maturity date
* RSP - A - Fixed / NR 1 year 1.70% On anniversary date
* RSP - B - Fixed / NR 2 year 1.90% On anniversary date
* RSP - C - Fixed / NR 3 year 2.10% On anniversary date
* RSP - D - Fixed / NR 4 year 2.35% On anniversary date
* RSP - E - Fixed / NR 5 year 2.60% On anniversary date
* Indicates a minimum of $ 500

TERM DEPOSITS
  Minimum $ 1000 Minimum $ 50 000
Redeemable Rollovers Non-Redeemable Rollovers Redeemable Rollovers Non-Redeemable Rollovers
30 - 59 days 0.50% 0.75% 0.75% 1.00%
60 - 89 days 0.50% 0.75% 0.75% 1.00%
90 -119 days 0.50% 0.75% 0.75% 1.00%
120 - 179 days 0.50% 0.75% 0.75% 1.00%
180 - 269 days 0.75% 0.90% 0.85% 1.10%
270 - 364 days 0.75% 0.90% 0.85% 1.10%
  Minimum $ 1000 (US FUNDS - Redeemable with penalty)
180 day 0.50%
365 day 1.00%

GICs
  Minimum $ 1000 Minimum $ 1 000
Redeemable without penalty
Interest Paid Semi-Annually
Non-Redeemable
Interest Paid Annually
1 Year 0.50% 1.70%
2 Year 0.50% 1.90%
3 Year 0.50% 2.10%
4 Year 0.50% 2.35%
5 Year 0.50% 2.60%
Agri Invest
All Amounts
1.25
Plus 24 Investment Savings
0-50,000
.50
50,001
1.00

Redeemable rate equal to the actual rate applicable for the period of the investment. Effect of rate adjustment will be applied to date of original investment.