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  INVESTMENT RATES

Last Update: August 5, 2010

RRSP / RRIF
  Rate Interest Compounded
Variable 0.50% Annually Dec. 31
* RSP - F - Fixed / NR 6 month 0.75% On maturity date
* RSP - A - Fixed / NR 1 year 1.75% On anniversary date
* RSP - B - Fixed / NR 2 year 2.25% On anniversary date
* RSP - C - Fixed / NR 3 year 2.75% On anniversary date
* RSP - D - Fixed / NR 4 year 3.00% On anniversary date
* RSP - E - Fixed / NR 5 year 3.65% On anniversary date
* Indicates a minimum of $ 500

TERM DEPOSITS
  Minimum $ 1000 Minimum $ 50 000
Redeemable Rollovers Non-Redeemable Rollovers Redeemable Rollovers Non-Redeemable Rollovers
30 - 59 days 0.50% 0.75% 0.75% 1.00%
60 - 89 days 0.50% 0.75% 0.75% 1.00%
90 -119 days 0.50% 0.75% 0.75% 1.00%
120 - 179 days 0.50% 0.75% 0.75% 1.00%
180 - 269 days 0.75% 0.90% 0.85% 1.10%
270 - 364 days 0.75% 0.90% 0.85% 1.10%
  Minimum $ 1000 (US FUNDS - Redeemable with penalty)
180 day 0.50%
365 day 1.00%

GICs
  Minimum $ 1000 Minimum $ 1 000
Redeemable without penalty
Interest Paid Semi-Annually
Non-Redeemable
Interest Paid Annually
1 Year 0.50% 1.75%
2 Year 0.50% 2.25%
3 Year 0.50% 2.75%
4 Year 0.50% 3.00%
5 Year 0.50% 3.65%
Agri Invest
All Amounts 1.25

Redeemable rate equal to the actual rate applicable for the period of the investment. Effect of rate adjustment will be applied to date of original investment.